The Ayushman Bharat Golden Card, issued through the Pradhan Mantri Jan Arogya Yojana (PM-JAY), serves as a compassionate lifeline, providing eligible families with access to cashless medical care worth up to ₹5 lakh each year. This vital program is a testament to the nation’s commitment to ensuring that every individual, regardless of their economic situation, has access to the healthcare they deserve.
By expanding access for vulnerable populations, this initiative brings not just financial security, but also the peace of mind that comes with knowing that life-saving medical treatment is within reach.
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Eligibility Criteria
To obtain the Ayushman Bharat Golden Card Online, applicants must meet the following conditions:
- SECC 2011 Database Inclusion: Families listed in the Socio-Economic Caste Census (SECC) 2011 are automatically eligible.
- Rural Households: Families with no adult aged 16–59, residing in single-room houses, landless households dependent on manual labor, and Scheduled Castes/Scheduled Tribes.
- Urban Households: Includes street vendors, domestic workers, construction workers, and informal sector laborers.
- Senior Citizens: Individuals aged 70 and above are eligible irrespective of SECC listing.
Required Documents
Applicants must prepare:
- Identity Proof: Aadhaar card (mandatory), voter ID, passport, or driving license.
- Address Proof: Ration card, utility bill, or lease agreement.
- Eligibility Proof: SECC certificate or proof of economic status.
- Family Details: Names, Aadhaar numbers, ages, and a family photograph.
- Contact Details: Mobile number, email, and bank account information.
Online Application Process
Verify Eligibility
- Visit the official PM-JAY portal: pmjay.gov.in
- Click on the “Am I Eligible” tab.
- Enter your mobile number to receive an OTP and complete verification.
- Search by name, ration card number, or mobile number to check eligibility.
Locate a Common Service Centre (CSC)
- Use the “Find CSC” feature on the PM-JAY website.
- Alternatively, visit an empanelled public hospital for guidance.
Submit Application at CSC or Hospital
- Provide all required documents.
- Complete the online application with the operator’s assistance.
- Undergo biometric verification through your Aadhaar card.
Acknowledgment and Card Generation
- Receive an acknowledgment slip with the application number.
- Once approved, the Ayushman Bharat Golden Card is generated and can be downloaded online or collected at the CSC/hospital.
Related Links
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Check Direct Benefit Transfer (DBT) Subsidy Status Online: Here’s How It Works
Using the Ayushman Bharat Golden Card
- Activation: Activate the card at a CSC or empanelled hospital with ID proof.
- Cashless Treatment: Present the card at empanelled hospitals to receive treatment. Bills are directly paid by PM-JAY without out-of-pocket expenses.
Contact Information
- PM-JAY Helpline: 14555
- Email: support@pmjay.gov.in
Following this step-by-step process ensures that eligible families can access cashless medical treatment efficiently under the Ayushman Bharat Golden Card scheme, expanding healthcare coverage nationwide.
